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| Lender | Max. loan amount | Term length | Min. factor rate | Min. credit score | Time in business | Min. annual revenue | |
|---|---|---|---|---|---|---|---|
 | $600,000 | 3 to 24 months | 1.11 | 500 | 6 months | $180,000 | Get loan offers |
 | $1,500,000 | Varies based on sales volume | 1.13 | 570 | 6 months | $180,000 | Get loan offers |
 | $2,000,000 | 2 to 24 months | 1.20 | 500 | 6 months | $60,000 | Get loan offers |
 | $3,000,000 | 12 month average repayment | 1.08 | 500 | 6 months | $120,000 | Get loan offers |
SBA START-UP LOAN
- The U.S. Small Business Administration (SBA) partners with banks, credit unions and online lenders to provide low-cost funding to businesses who struggle to qualify for traditional financing.
STARTUP EQUIPMENT FINANCING
- The process where new businesses secure funding to purchase the necessary equipment, such as machinery, vehicles, or office supplies, to operate their business.
START-UP LOAN ELIGIBILITY
- A strong business plan, good credit scores (personal and potentially business), and demonstrating the ability to repay the loan. Lenders also assess the business’s structure, industry, and financial projections.